When you own a home like your neighbor’s, you can expect certain household expenses will be comparable to theirs. The cost of your homeowner’s insurance, however, is not one of them. There are a variety of factors that determine the cost of your homeowner’s coverage, and they are unique to your home and lifestyle. So […]
The Factors That Determine Your Homeowner’s Rates Read More »
Over the past decade, cyber-attacks have become increasingly more frequent. So frequent in fact, that it seems like we can hardly take a breath in between news of notable cyber-attacks that have American consumers rushing to change their passwords or take some other precaution to guard their data, which might have already been compromised. From
Cyber Liability – A Business Coverage Necessity Read More »
Scroll through any local Facebook page, and you’ll inevitably come across a post from someone asking how much others are paying for their yearly car insurance premium. While it doesn’t hurt to crowdsource this information from your friends and neighbors, the details they share won’t necessarily be applicable to your specific coverage needs. There are
The Factors that Determine Your Car Insurance Rates Read More »
Accidents happen and some are more severe than others. Consequently, so are the costs to repay or repair the damage that result from an unfortunate event. Depending on the liability limits that your existing insurance policies carry, an accident in your home, on the road, or someplace else where you could be at fault for
An Extra Layer of Protection: Umbrella Coverage Read More »
According to a report released by the National Highway Traffic Administration, car crashes and crash-related fatalities have increased substantially across the country over the past two years. As a result, it is perhaps more important now than ever before to have the right amount of Personal Injury Protection (PIP) car insurance, also known as no-fault insurance. What is Personal
Why You Shouldn’t Skip on PIP Read More »
When most people hear the term “act of God,” they don’t necessarily think of how it relates to what’s covered in their home and auto insurance policies. However, this is a term that is commonly used in insurance. As a policy holder, it may be helpful for you to understand what it means, and how
Acts of Gods and How Your Insurance Policies Cover Them Read More »
Most of us can recount what belongings are in our homes. But we’re not necessarily able to recall how much they cost, are valued at, or exactly how many of various things we have. If you experience a large or total loss in your home, would you be able to accurately describe each of the
The Value of Creating a Home Inventory List Read More »
The complete shutdown that so many businesses experienced during the first several months of 2020 raised more questions than ever on what exactly a commercial insurance policy covers when a business is suddenly unable to operate, and its income is affected.In the interest of continuing to educate our fellow business owners on what the capabilities
Business Income Coverage: An Extra Layer of Protection for Your Business Read More »
Reconstruction costs have increased over the past couple of years, and as a result, so has the cost of many homeowners’ insurance policies. What does one have to do with the other? This blog post aims to answer that question, and others you might have about reconstruction costs. So read on to learn more! Continue
Reconstruction Costs and Your Homeowners’ Insurance Read More »
As consumers, we’re always searching for the best price on the products and services we utilize for ourselves and our families. Whether we’re shopping for new clothes or weekly groceries, there’s something very satisfying about getting the lowest price available on the things we want and need. Click continue to read the full article. Continue
More than the Minimum Liability Limits Read More »
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