The Factors That Determine Your Homeowner’s Rates

When you own a home like your neighbor’s, you can expect certain household expenses will be comparable to theirs. The cost of your homeowner’s insurance, however, is not one of them. There are a variety of factors that determine the cost of your homeowner’s coverage, and they are unique to your home and lifestyle. 

So why would your homeowner’s premium be different than what your friends and family who own similar homes are paying? Let’s look at some of the factors that determine your home insurance rates:

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