The Factors that Determine Your Car Insurance Rates

Scroll through any local Facebook page, and you’ll inevitably come across a post from someone asking how much others are paying for their yearly car insurance premium.

While it doesn’t hurt to crowdsource this information from your friends and neighbors, the details they share won’t necessarily be applicable to your specific coverage needs. There are a variety of factors that determine your annual auto insurance premium, and each of them are unique to you!

So, what are the factors that decide your auto insurance rates? Here’s a quick lesson in what insurance carriers consider when determining the cost of your car insurance coverage each year…

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